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The Defense Credit Union Council, DCUC, has submitted a formal letter for the record following the U.S. Senate Committee on Banking, Housing, and Urban Affairs hearing titled “Update from the…
Officials with the Small Business Payments Alliance met with small business owners and farmers in Atlantic on Friday to discuss the future of electronic payments and the potential impact of…
In the multi-year debate over debit interchange price caps and the impact on consumers, the evidence is clearer than ever—and retailers have lost one of their favorite talking points.
Last month, President Donald Trump proposed capping the interest rate on credit cards at 10 percent as a way to help Americans save more. Members of Congress from both parties…
Good morning. Americans love their loyalty points. Almost three-quarters of them use a credit card that lets them earn rewards. And the income generated from issuing those points is critically…
Public policy debates in the United States are often framed as efforts to protect consumers from corporate power. However, when policies are designed without adequate consideration of structural inequality, they…
The ills of credit card regulations spread far beyond large banks and credit card payment network companies, contrary to the assertions of advocates arguing for credit card routing mandates and…
What’s in a name? In the case of the Credit Card Competition Act (CCCA), quite a lot … and not in a good way. Despite its friendly-sounding label, this bill,…
The president’s recent demand that credit card companies reduce their interest rates to ten percent for 2026, as well as his endorsement of the Credit Card Competition Act, legislation that…